26 Programs:
#101 - Your Personal Finance Plan
Describes the six steps of the financial planning process and how to establish realistic financial goals.
#102 - Basic Economic Principles
Explains supply and demand, inflation, and interest rates and how they affect the average consumer.
#103 - Personal Career Strategies
Offers insight into career planning for those just starting out as well as workers considering career adjustments.
#104 - Money Management Strategies
Practical uses of time value of money tables and the two main types of financial statements: the balance sheet and the cash flow statement.
#105 - Planning Your Tax Strategy
Describes four types of taxes and the process of taxation, income reporting, and the elements of a responsible tax strategy.
#106 - Banking Services of Financial Institutions
An overview of various financial service accounts for managing money. Carmen Luna of Chase Manhattan Mortgage Corporation explains the difference between a savings account and a checking account.
#107 - Introduction to Consumer Credit
The responsible use of credit, including credit cards and loans, and how to evaluate interest rates.
#108 - Choosing Sources of Consumer Credit
Focuses on the two key rules concerning the use of credit: Don't use credit to buy non-essential items, and don't use credit when you can afford to pay cash.
#109 - Credit Problems
Identifies some important warning signs of potential credit problems. A credit counselor explains the Consumer Credit Counseling Service.
#110 - Legal Aspects of Protecting Your Wealth
Reviews the legal issues affecting consumers, including contracts, marriage, and bankruptcy.
#111 - Consumer Purchasing Strategies
Explains the concepts behind a research-based purchasing strategy, including pre-shopping activities, evaluation of alternatives, selection and purchase, and post-purchasing strategies.
#112 - Transportation Costs
Issues related to personal transportation, including leasing or buying, maintaining, and financing a vehicle.
#113 - The Finances of Housing
Renting vs. owning and the home-buying process. A mortgage loan officer explains what a mortgage is, describes various sources for obtaining a home loan, and compares different types.
#114 - Personal Risk and Insurance
Explains the need for different types of insuranceincluding personal liability, disability, and renter's insuranceand defines key terminology.
#115 - Home, Auto, and Business Insurance
Illustrates how insurance can protect individuals from some of the negative consequences of unforeseen events.
#116 - Health and Disability Insurance
An overview of health insurance, disability insurance, and long-term care insurance examines the differences among HMOs, PPOs, and POS plans.
#117 - Life Insurance
Choosing the appropriate type and amount of life insurance and selecting an agent.
#118 - Fundamentals of Investing
Introduces the basics of investing, including selecting an adviser, allocating assets, and analyzing risks, and demonstrates a detailed financial check-up.
#119 - Investing in Stocks
How stocks work, the types of stocks available, and the role of the stockbroker.
#120 - Investing in Bonds
Describes the place of bonds in an investment portfolio, including the inverse relationship between interest rate movements and bond value.
#121 - Investing in Mutual Funds
Defines mutual funds, describes the difference between closed-end and open-end funds, and explains how the fee structure affects returns.
#122 - Real Estate and Other Investment Alternatives
Illustrates options for direct and indirect investment in real estate, including REITs, and collectibles. The Motley Fools present the five worst investments.
#123 - Retirement Planning Reviews
Methods for determining financial goals for retirementand for achieving them. Topics include Social Security qualifications and benefits and some of the misconceptions about the system.
#124 - Estate Planning
Explores probate and the use of wills, trusts, and other tools to protect the value of an estate.
#125 - Deception in the Marketplace
Examines common types of consumer fraud, including Internet scams, and spotlights web sites where individuals can report fraud.
#126 - Evaluating Your Commitment to Your Financial Goals
Reveals some of the common excuses people use to explain their failure to stick to a financial plan.